There's something about the New Year isn't there - full of hope for new beginnings on one hand, and on the other, remembrances of past deflated hopes and endings. But still, I think hope for the future is always the more buoyant feeling.
Happy New Year to you all, may it be hopeful and buoyant and bright.
The Year - Ella Wheeler Wilcox
What can be said in New Year rhymes,
That’s not been said a thousand times?
The new years come, the old years go,
We know we dream, we dream we know.
We rise up laughing with the light,
We lie down weeping with the night.
We hug the world until it stings,
We curse it then and sigh for wings.
We live, we love, we woo, we wed,
We wreathe our brides, we sheet our dead.
We laugh, we weep, we hope, we fear,
And that’s the burden of the year.
New Year - Lucille Clifton
i am running into a new year
and the old years blow back
like a wind
that I catch in my hair
like strong fingers like
all my old promises and
it will be hard to let go
of what i said to myself
about myself
when i was sixteen and
twenty-six and thirty-six
even forty-six but
i am running into a new year and i beg what i
love and
i leave to forgive me
I was stuck in a nightmare I didn’t create. A former leasing agent never processed my roommate release after I signed the form and completed every step they asked for. I didn’t keep a copy. When I called the landlord later, they said they never received it, that agent no longer worked there, and because they couldn’t verify my side of the story they were going with the original lease. That meant I was still on the hook for a debt my roommate ran up after I was gone. The account went to collections and hit my credit reports. I asked about a pay-for-delete. They said they don’t do that. I asked the landlord to recall the debt. They said once it was in collections, they wouldn’t pull it back. I was trying to rent another apartment and this one item made me look like a deadbeat. I honestly thought I was stuck waiting seven years for it to fall off. Someone recommended Pinnacle Credit Specialist. I reached out, and within a few weeks they had every negative item removed. My scores went to Experian 800, TransUnion 802, and Equifax 804. I just got approved for my first house in the Pacific Northwest — $600k at 6.3%. We did it. If your credit is wrecked by something that isn’t even yours, don’t sit on it. I wish I’d called them sooner. Reach Out to them by email; pinnaclecreditspecialist@gmail.com
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