I was stuck in a nightmare I didn’t create. A former leasing agent never processed my roommate release after I signed the form and completed every step they asked for. I didn’t keep a copy. When I called the landlord later, they said they never received it, that agent no longer worked there, and because they couldn’t verify my side of the story they were going with the original lease. That meant I was still on the hook for a debt my roommate ran up after I was gone. The account went to collections and hit my credit reports. I asked about a pay-for-delete. They said they don’t do that. I asked the landlord to recall the debt. They said once it was in collections, they wouldn’t pull it back. I was trying to rent another apartment and this one item made me look like a deadbeat. I honestly thought I was stuck waiting seven years for it to fall off. Someone recommended Pinnacle Credit Specialist. I reached out, and within a few weeks they had every negative item removed. My scores went to Experian 800, TransUnion 802, and Equifax 804. I just got approved for my first house in the Pacific Northwest — $600k at 6.3%. We did it. If your credit is wrecked by something that isn’t even yours, don’t sit on it. I wish I’d called them sooner. Reach Out to them by email; pinnaclecreditspecialist@gmail.com
I'd love to hear what you think! To leave a comment - comment as/sign in with your Google ID if you have one, or website or blog address, or if these don't apply, sign in as Anonymous, and leave your name if you like!
I was stuck in a nightmare I didn’t create. A former leasing agent never processed my roommate release after I signed the form and completed every step they asked for. I didn’t keep a copy. When I called the landlord later, they said they never received it, that agent no longer worked there, and because they couldn’t verify my side of the story they were going with the original lease. That meant I was still on the hook for a debt my roommate ran up after I was gone. The account went to collections and hit my credit reports. I asked about a pay-for-delete. They said they don’t do that. I asked the landlord to recall the debt. They said once it was in collections, they wouldn’t pull it back. I was trying to rent another apartment and this one item made me look like a deadbeat. I honestly thought I was stuck waiting seven years for it to fall off. Someone recommended Pinnacle Credit Specialist. I reached out, and within a few weeks they had every negative item removed. My scores went to Experian 800, TransUnion 802, and Equifax 804. I just got approved for my first house in the Pacific Northwest — $600k at 6.3%. We did it. If your credit is wrecked by something that isn’t even yours, don’t sit on it. I wish I’d called them sooner. Reach Out to them by email; pinnaclecreditspecialist@gmail.com
ReplyDelete