Indulging my love of poetry by posting a poem a day, every day... to inspire, delight and enlighten!
Monday, 16 July 2012
Day 25: 40 Love
Here's a poem that uses structure and subject matter in an ingenious way to get its theme across. Read it and see. From the witty and wisecracking Roger McGough.
40 - Love - Roger McGough
middle aged
couple playing
ten nis
when the
game ends
and they
go home
the net
will still
be be
tween them
(from Selected Poems (2006, Penguin, London)
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ReplyDeleteHey guys I’m 23 I had several late payments because I was diagnosed with type 1 diabetes. I was in the hospital for a while. Then I lost my job, started using my credit cards to pay bills and maxed them. I had never missed a payment before I had any of my issues. I had collection accounts but they don’t show on my 3B report. I had 20 accounts which are my negatives. All this brought down my credit score to Equifax 496, TransUnion 518 and Experian 490. The best option I got was to get myself a credit repair company which my local attorney recommended to me as a PINNACLE CREDIT SPECIALIST to me. I didn’t hesitate to contact them and I’m glad I did because PINNACLE CREDIT SPECIALIST turned in my credit score Equifax 809, TransUnion 811 and Experian 803. They wiped all the negative items from my credit report. PINNACLE CREDIT SPECIALIST also assisted my parents to fix their credit report. Quickly use their email to reach them: PINNACLECREDITSPECIALIST@GMAIL.COM
ReplyDeleteIn today's financial landscape, maintaining a good credit score is of utmost importance. However, unforeseen circumstances or poor financial decisions can lead to a decline in one's creditworthiness. In such situations, it becomes essential to seek help from professionals who can assist in repairing and improving credit scores. PINNACLE CREDIT SPECIALIST, a renowned credit repair organization, stands as a reliable option for individuals seeking assistance in this domain.
ReplyDeleteUnderstanding Credit Repair:
Credit repair refers to the process of improving one's creditworthiness by rectifying errors, disputing inaccuracies, and adopting strategies to enhance credit scores. It is a complex process that requires expertise and knowledge. While some individuals might attempt to repair their credit independently, consulting professionals like PINNACLE CREDIT SPECIALIST can provide expert guidance and ensure a more effective outcome.
PINNACLE CREDIT SPECIALIST- A Trusted Solution:
PINNACLE CREDIT SPECIALIST has established itself as an industry leader in credit repair services. With a team of experienced professionals, they offer comprehensive solutions tailored to individual needs. Their expertise lies in analyzing credit reports, identifying discrepancies, and formulating effective strategies to address them. By leveraging their knowledge of credit bureaus, laws, and regulations, PINNACLE CREDIT SPECIALIST assists clients in their journey towards credit restoration.
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When seeking professional assistance to repair credit, consulting an established organization like PINNACLE CREDIT SPECIALIST can prove to be a prudent decision. Their expertise, tailored strategies, and commitment to legal compliance make them a reliable ally for individuals looking to improve their credit scores.
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ReplyDeleteMy situation isn’t the best but not the worst either. I needed some help. Filed Chap. 7 BK in 2020 and I have been rebuilding my credit ever since but nothing was happening, no positive changes. I have 5 credit cards (Cap On, NFCU and a few stores). I bought a car in 2022 and was given a 6.9% rate. Not great but I’m also 2 years out of BK. My credit score was low as 581 across the 3 credit bureaus. I kept searching for ways to fix my credit until I met this lender who recommended PINNACLE CREDIT SPECIALIST to me. Immediately I did a little research about them and I gave them a text after my research. Within 6 days my credit score was booming to 800+ across the 3 credit bureaus. All negative items and inquiries were wiped off from my credit report and all late payment was marked as paid on time. To be sincere I really enjoyed their service, since my life I’ve never enjoyed an awesome service like that of PINNACLE CREDIT SPECIALIST. You can get them through their email: PINNACLECREDITSPECIALIST@GMAIL.COM
Shout out to PINNACLE CREDIT SPECIALIST for helping me achieve my goals of getting an excellent credit score and getting these collections off my credit report. I am 27. Got my first. Credit cards at 18... was approved for a car off of the Toyota lot 7 months later with no cosigner... Being young and dumb, I maxed out all of my cards and had to go through a rebuild process in 2018 which didn’t work out for me. At that time, I had late payments and collections. I was making a lot of money at the time and again, was spending stupidly. From then on, things only went downhill. Long story short my AMEX was charged off and still reports every month as a charge off. I needed help getting this off my credit because it has shot it down so much!!! Until I came across PINNACLE CREDIT SPECIALIST on this forum how they helped some members restore their credit. I quickly contacted them by email: PINNACLECREDITSPECIALIST@GMAIL.COM to my greatest surprise, within 6 days they helped me achieve my goals. I’m really grateful for their services. I sincerely recommend them.
ReplyDeleteI am 21 years old, and I graduated college in May 2023. When I started college, I didn't have the credit history to obtain a private student loan for tuition expenses, and I didn't know anyone who would co-sign for me -- and my parents weren't in the position to do so either. Having a decent job at the time, I had the 'bright idea' to obtain a personal loan through my credit union (Founders FCU in SC) to pay for my tuition expenses. Each year I borrowed a little more to pay for each semester -- the loan ended up reaching a whopping $10,000. My credit union also talked me into applying for a credit card -- which I did and had a limit of $5,000. My fall semester of college I lost the job I had throughout college, and having no income until my internship started the next summer, I wasn't able to make the payments and they eventually went into charge off status. Also, during my Junior year in college, my grandmother needed a loan for medical expenses, and her credit was not good enough to qualify on her own, I agreed to co-sign for her, which was dumb, I know. It was a smaller open line of credit ($2,500) at State Employees Credit Union in NC. Around 6 months in, she couldn't make the payments, so I paid it off for her. Unknown to me, she took out an advance on the line right before she passed, and I found out shortly after and was stuck with the bill, and that did not help with the fact that I had lost my job and was already drowning in debt that I could not pay. That account went into charged off status as well shortly after. I have been in a relationship for a couple years, we recently moved in together, and the struggle of being approved as a co-applicant due to my credit made me realize that I needed to get my credit back in shape. It's easy to give up and forget about it, but I know that in the next 3-5 years we will want to buy a house, and I don't want to be the one who makes it difficult because I haven't addressed my credit situation. I have attempted a settlement and payment arrangement with Founders FCU and they have surprisingly been very difficult to work with -- they will not settle and will not make a payment arrangement with me. They also told me that they have filed a judgement. The loan through Founders is still accruing interest as well, but the credit card is not. I got a secured loan through NFCU in March for $300 at a 6-month term, after that a friend of mine who is an attorney recommended PINNACLE CREDIT SPECIALIST to me, which I quickly contacted and explained my predicament to them. They gave me 100% assurance that they’ll bring my credit back to shape. Within 6 days they made my State Employees line of credit reporting as paid and some of my debts marked as paid which boosted my score to an excellent score. Mohela student loan no longer appears on my credit report. All thanks to PINNACLE CREDIT SPECIALIST for helping me gain my happiness back, I sincerely recommend them. Hit them up on email: PINNACLECREDITSPECIALIST@GMAIL.COM
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ReplyDeleteWanted to share my experience with PINNACLE CREDIT SPECIALIST. Back in April I left a dead-end salary job and I had 16k of debt across 5 cards. My scores had tanked from the 750 range to the low 500s. Got a new job in mid-April, and laid out a plan to pay off 1 card per month but my credit score didn’t increase. Working with a legit hacker is very rare until I came across PINNACLE CREDIT SPECIALIST on this forum about helping people to fix their credit report. So I gave him the job. To be sincere I was sceptical at first when he told me not to worry that they’re going to fix my credit first before I make payment for their service. He brought my credit report up to speed, increased my credit score to 811 and removed all the negative items. I'm so happy to put down this review to tell you about the good news. Go for the best hacker alive. Contact him by email: PINNACLECREDITSPECIALIST@GMAIL.COM
I was riding high enjoying my score when I got a collection notice for “Brightspeed” which I had never heard of for a little over $100. Long story short I found out that Brightspeed was a CenturyLink-a DSL provider that I ditched shortly after the consent of the Pandemic in favor of Comcast for the internet as video conferencing over DSL was impossible. Fast forward to three years later they came that I never paid my last bill or something to that effect. I got maybe two letters and a couple of phone calls and had intention on making them work for it by sending a dispute letter. Then I got busy and never did. I got an alert that my score had changed and when I logged in it felt like a punch. My credit report is full of flaws which also brought down my credit score. I needed a credit repair company to help me boost my score until a friend mentioned to me PINNACLE CREDIT SPECIALIST. I’m not good at telling stories but permit me to share my experience with PINNACLE CREDIT SPECIALIST, so I contacted PINNACLE I explained to him about all the negative items on my report with total debt. He said to me: Yes! I can fix it in 6 days! I was excited. I’m now excited that my credit score has been increased to 811 across the credit board, He went ahead to add positive trade lines to my report and cleared the debts I heard. Contact them via: PINNACLECREDITSPECIALIST@GMAIL.COM I’m saying all this here because I don’t think anyone deserves to miss the train; Or won’t you want to end the bad credit you got? Do let him know I referred you. Thanks
ReplyDeleteI had a 2 years personal unsecured loan with CU. I paid it off in 1.5 years. Here’s what happened with my credit scores when the account reported as paid and closed, perfect payment record. (nothing else changed, checked all reports on the annual credit report. FICO 8 scores dropped by 70 points from 680s to 610s. FICO 9 scores decreased, one 5 points. Vantage scores decreased 10-20 points. This is both a recommendation and an appreciation of the good job that PINNACLE CREDIT SPECIALIST did for me. After reading various testimonies on QUORA I decided to give them a trial. And believe me when I say they were up to the task as they cleared all negative items and inquiries from my report. My report is squeaky clean. My score is now 806 excellent. PINNACLE CREDIT SPECIALIST is my life saver, it’s almost like a miracle to me. Email: PINNACLECREDITSPECIALIST@GMAIL.COM to reach them.
ReplyDeleteDo you want to increase your FICO score? Do you want to pay off your credit card debt? I want to use this medium in appreciating PINNACLE CREDIT SPECIALIST for his good service. He raised my FICO score up to 811 excellent within 6 days and he also helped me pay off 2 America Express collections which now report as paid in full and for less than the original amount. He did exactly what he said he would. Don’t waste your time thinking about these issues. Contact him now for help: PINNACLECREDITSPECIALIST@GMAIL.COM
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Thank you PINNACLE CREDIT SPECIALIST. About 4 years ago I realized I needed to figure out how to recover from dad credit. Got a divorce and ex-husband didn’t pay for the house mortgage for a year (he was living in the house). Eventually, the house was sold as a short sale. My beginning scores when I found PINNACLE CREDIT SPECIALIST were the low 600’s (Experian) and high 500’s (Equifax and TransUnion) I paid for their rebuilding program. Slowly but surely, my score went up. Then I qualified to purchase a home. Lucky me cause if I had waited until September of 2020, I wouldn’t have been able to afford my present home. (purchased it for $430,000. It was recently assessed for $585,000. I lived in the Northeast). Today: I still check my credit EVERYDAY and my scores are now Equifax: 801; TransUnion: 809; and Experian: 811; I’m no longer afraid of going to the mailbox or checking my email. I’m no longer scared of answering the phone. I feel in control of my life and now guard my credit. I’m writing this for anyone who is going through it. I want you to know that you will get through this. I mean I did it while barely making ends meet. Getting a divorce, taking care of my daughter and working. Just contact PINNACLE CREDIT SPECIALIST and believe in them you’ll recover just as I did. Thank you to all in this forum who had such sage advice. Because of your sage advice, I have come so far. The journey was difficult and slow, but I’m here. You can reach them by email: PINNACLECREDITSPECIALIST@GMAIL.COM
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ReplyDeleteMonths ago I planted a seed here. My credit report was lit in red like a Christmas tree of nothing but bad checks. My goal at first was a 680 score, to qualify for a mortgage. That turned into 700…then 710…eventually I entered the 800 club. That 800 club then got me into the 800 teen club. Today I was notified that my Equifax passed the 800 teen club. 821! What was hard to qualify for a $500 credit card now makes it easy to get a $5000 credit card. What was hard to get a $1 credit line increase, makes it easy to get $1000. What was hard to get a lower credit card interest (that actually resulted in getting higher interest) now is easy to make and generally results in a lower rate. How I got to this point was from the help of PINNACLE CREDIT SPECIALIST and the help I received from this board. It takes time, effort and determination. The pay in the end is great. I don’t regret working with PINNACLE CREDIT SPECIALIST. When I started I wanted everything fixed overnight but he said no he has to go one bit at a time to avoid a trace. He started with what they know is easy and worked my credit up. That’s how I got here. His an angel in human form don’t fail to hit him up on email: PINNACLECREDITSPECIALIST@GMAIL.COM
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Have you guys ever checked out PINNACLE CREDIT SPECIALIST? I never knew that my credit is very bad due to hardship I have been facing and desperation. Luckily for me a friend introduced me to PINNACLE CREDIT SPECIALIST. He helped me raise my score 297 points and removed all my eviction on my credit report thereby giving me a state. I was able to apply for a credit card once again and I was able to get a loan for my business. His service is affordable, He’s the real deal. All thanks to PINNACLE CREDIT SPECIALIST. His email: PINNACLECREDITSPECIALIST@GMAIL.COM
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Working with a legit hacker is very rare until I came across DOVLY CREDIT SOLUTION on YouTube forum about helping people to fix their credit report. So I gave him the job, then he brought my credit report up to speed, increased my credit score to 811 and removed all the negative items. I'm so happy to put down this review to tell you about the good news. Go for the best hacker alive. Contact him on: DOVLYCREDITSOLUTION@GMAIL.COM
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I remember in 2023, my credit score was terrible, I had so many collection accounts and would not approve of anything. I had rental debt, charge offs, student loans, tax liens from my credit report. I was then introduced to DOVLY CREDIT SOLUTION by Michael Wayne who is my attorney. I immediately contacted them by email: DOVLYCREDITSOLUTION@GMAIL.COM / +1 713 396 5299. Within 9 days my credit score went up from 571 to 801 across the 3 credit bureaus and I’ve been able to get a home loan and eligible for several credit cards. I will always recommend DOVLY CREDIT SOLUTION to anyone who desires to have a better credit life. Cheers!
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Hi, I’m Darren. This is not a drill; there is a group of hackers called DOVLY CREDIT SOLUTION that can help sort all your credit issues. A high FICO score is very important and this company to the best of my knowledge understands how to make it happen, how do they do it? I don’t know but honestly, they did a great job of getting my credit score up to 806 excellent score. Not just that they also removed negative items on it and wrote some very positive ones. DOVLY CREDIT SOLUTION has done it for me and I want the word to know about them. Contact them by email: DOVLYCREDITSOLUTION@GMAIL.COM / TEXT +1 (713) 396-5299. Ciao!
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Hello everyone! Ok…I’ll try to shorten this as best I can. After many years of marriage, I finally got divorced about three years ago. My ex-wife had major spending issues. Both of us have very good jobs. She is a physician and I’m a pharmacist/software engineer. We are both high earners, but she spent like the money was endless. We had a $2 million home in Miami, new cars every couple years, and her credit card spending was out of control. It was to the point that she was racking my credit cards up as well. I finally decided enough was enough and I left. Moved to the other side of the country with extreme amounts of debt. In a two years period I paid off almost $240,000 of debt. Some of it had gone to collections, and some of it had not. But my credit score was in the toilet. I have been a software engineer for a long time. I had not practiced pharmacy in many years though I kept my license active. My software engineering has always been around pharmacy systems. So, I started working three jobs. Software engineer during the day, working as a pharmacist part time during the evenings and weekends, and doing telephonic patient counseling for medication. I was constantly tired. But paid off every penny of the debt I had including student loans. I owe no one anything now. The real problem was my credit score was in the mid-600s. That was equally embarrassing. I went a little crazy looking for hackers to help me increase my credit score until a colleague recommended DOVLY CREDIT SOLUTION to me. I quickly searched about them and discovered they had so many positive reviews that I quickly contacted them by email: DOVLYCREDITSOLUTION@GMAIL.COM / I also gave them a call +1 (713) 396-5299. They responded swiftly, and I explained my predicament to them, which they accepted to boost my credit score to an excellent score. To my greatest surprise after 9 days, I got a call from them by 7:00AM to confirm my current credit score, which I quickly logged into Credit Karma and discovered my score has been boosted to 800s across the credit bureaus. They also deleted all the collections and inquiries on my credit report. I have no regrets working with DOVLY CREDIT SOLUTION. Hit them up if you have any credit related issues. I’m now well qualified credit wise.
ReplyDeleteHi all! I’m 29 years old. My credit started to tank around 2021 when expenses were outpacing my income. I got a lot of loan offers and foolishly took them, adding more expenses to my income. Didn’t help that I was in a relationship with someone who I greatly outnumbered and took on the burden of the bills to seem fair. Won’t be doing that again. I had a lot of collections and charge-offs from personal loans and CCs. From looking at my Experian I had several charge-offs that became collections and few that didn’t. Which all brought down my credit score to a low 586 score. I needed advice on rebuilding my score back to 700s. DOVLY CREDIT SOLUTION came through for me, my credit report cleaned up with all negative entries removed; charge-ffs and collections wiped out. Now: Jan 2024 my score is Equifax 801| TransUnion 808| Experian 811. Yes, it feels good to have a worthy credit profile. I want to use this time to appreciate DOVLY CREDIT SOLUTION for bringing me out of a bad credit report that made my life miserable. My goal is to also obtain higher limits 5K-10K on CC which has finally been achieved. I’m happy to have come across DOVLY CREDIT SOLUTION here, you can contact them by email: DOVLYCREDITSOLUTION@GMAIL.COM Or text 1+ (713) 396 5299.
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Hello everyone, I’m Stephanie Wilson from Florida. My score was 598. After quick research of a hacker called PINNACLE CREDIT SPECIALIST with numerous recommendations and that which my girlfriend Tabitha explained about with positive reviews. I contacted him explaining my problem. Duly he came up with a resounding proposal and guaranteed to fix my credit. Today I got a score alert of 803!!! The last baddie was finally removed!!! A collection that I never owed to begin with. It's amazing now all thanks to PINNACLE CREDIT SPECIALIST. I strongly recommend him for your credit fix. PINNACLECREDITSPECIALIST@GMAIL.COM / +1 (409) 231-0041.
ReplyDeleteI’ve come to the point in my life where I realize the importance of having good credit. So, this year, when I received my tax return, I made it my goal to rebuild my credit. I’m very happy that I contacted PINNACLE CREDIT SPECIALIST. I had one credit card with a high balance, and it was through Synchrony Bank (PayPal credit card). I was always on time for payment but paid the minimum due monthly. I went from a balance of $700 to $515. Then, they lowered my CL from $900 to$530, putting me at a 97% credit utilization rate and lowering my score by over 10 points. I was extremely upset when I found out that my CL was lowered for no apparent reason. I decided to pay off the remaining balance. The synchrony Bank (PayPal CC) claimed that they lowered my credit limit because I didn’t own any real estate, but that wasn’t a requirement when I first opened the account in July 2023. My credit score was EX 585, EQ 580, TU 587 (Fico 8). My goal is to improve my credit score and maybe even push it over 700. Few days after I contacted PINNACLE CREDIT SPECIALIST, they increased my credit score to EX 811, EQ 806, TU 802 and improved my credit profile by removing charge offs, collections and inquiries. I sincerely acknowledge their relentless efforts and urge you to contact PINNACLE CREDIT SPECIALIST for any credit related issues. Contact info: PINNACLECREDITSPECIALIST@GMAIL.COM Or Call +1 (409) 231-0041.
ReplyDeleteYes, it feels good to have a worthy credit profile. I want to use this time to appreciate PINNACLE CREDIT SPECIALIST for bringing me out of bad credit report that made my life miserable, I had 2 months late actually, I missed the 3/20 payment entirely, and paid the 4/20 payment on 4/27, after the late hit my credit report. I woke up that morning and it had dropped-100 points. I needed to get rid of it from my report. PINNACLE CREDIT SPECIALIST came through for me, my credit report cleaned up with all negative entries removed, student loan, charge offs, collections wiped out including late payments were all marked as paid on time. My score is now 804. I’m happy to have read about PINNACLE CREDIT SPECIALIST here, you can contact him today via: PINNACLECREDITSPECIALIST@GMAIL.COM Or Text (409) 231-0041. They’re the best as far as credit repair is concerned.
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