Indulging my love of poetry by posting a poem a day, every day... to inspire, delight and enlighten!
Monday, 16 July 2012
Day 25: 40 Love
Here's a poem that uses structure and subject matter in an ingenious way to get its theme across. Read it and see. From the witty and wisecracking Roger McGough.
40 - Love - Roger McGough
middle aged
couple playing
ten nis
when the
game ends
and they
go home
the net
will still
be be
tween them
(from Selected Poems (2006, Penguin, London)
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ReplyDeleteI had a BK-7 on my TransUnion report. The date is incorrect. It shows from 2016 but BK was in 2012. I also had 60 days late on a car loan from 2019, no collection and charge off Citi bank from 2019 paid. Started rebuilding December 2021 with 522 FICO 8 but none of the strategies worked. I have to look for a credit repair company which my colleague at work recommended to me as a PINNACLE CREDIT SPECIALIST to me. I believed her because I knew she was having a bad credit score but that day she showed me her credit score was above 800+ I contacted them immediately to be honest I was not disappointed. Within 6 days PINNACLE CREDIT SPECIALIST wiped out all baddies on my credit report and increased my FICO SCORE to 811 I’m so EXCITED for what they did for me on my credit report. If you need help in fixing your credit, I will recommend them to you via: PINNACLECREDITSPECIALIST@GMAIL.COM
ReplyDeleteHey guys I’m 23 I had several late payments because I was diagnosed with type 1 diabetes. I was in the hospital for a while. Then I lost my job, started using my credit cards to pay bills and maxed them. I had never missed a payment before I had any of my issues. I had collection accounts but they don’t show on my 3B report. I had 20 accounts which are my negatives. All this brought down my credit score to Equifax 496, TransUnion 518 and Experian 490. The best option I got was to get myself a credit repair company which my local attorney recommended to me as a PINNACLE CREDIT SPECIALIST to me. I didn’t hesitate to contact them and I’m glad I did because PINNACLE CREDIT SPECIALIST turned in my credit score Equifax 809, TransUnion 811 and Experian 803. They wiped all the negative items from my credit report. PINNACLE CREDIT SPECIALIST also assisted my parents to fix their credit report. Quickly use their email to reach them: PINNACLECREDITSPECIALIST@GMAIL.COM
ReplyDeleteIn today's financial landscape, maintaining a good credit score is of utmost importance. However, unforeseen circumstances or poor financial decisions can lead to a decline in one's creditworthiness. In such situations, it becomes essential to seek help from professionals who can assist in repairing and improving credit scores. PINNACLE CREDIT SPECIALIST, a renowned credit repair organization, stands as a reliable option for individuals seeking assistance in this domain.
ReplyDeleteUnderstanding Credit Repair:
Credit repair refers to the process of improving one's creditworthiness by rectifying errors, disputing inaccuracies, and adopting strategies to enhance credit scores. It is a complex process that requires expertise and knowledge. While some individuals might attempt to repair their credit independently, consulting professionals like PINNACLE CREDIT SPECIALIST can provide expert guidance and ensure a more effective outcome.
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PINNACLE CREDIT SPECIALIST has established itself as an industry leader in credit repair services. With a team of experienced professionals, they offer comprehensive solutions tailored to individual needs. Their expertise lies in analyzing credit reports, identifying discrepancies, and formulating effective strategies to address them. By leveraging their knowledge of credit bureaus, laws, and regulations, PINNACLE CREDIT SPECIALIST assists clients in their journey towards credit restoration.
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When seeking professional assistance to repair credit, consulting an established organization like PINNACLE CREDIT SPECIALIST can prove to be a prudent decision. Their expertise, tailored strategies, and commitment to legal compliance make them a reliable ally for individuals looking to improve their credit scores.
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ReplyDeleteMy situation isn’t the best but not the worst either. I needed some help. Filed Chap. 7 BK in 2020 and I have been rebuilding my credit ever since but nothing was happening, no positive changes. I have 5 credit cards (Cap On, NFCU and a few stores). I bought a car in 2022 and was given a 6.9% rate. Not great but I’m also 2 years out of BK. My credit score was low as 581 across the 3 credit bureaus. I kept searching for ways to fix my credit until I met this lender who recommended PINNACLE CREDIT SPECIALIST to me. Immediately I did a little research about them and I gave them a text after my research. Within 6 days my credit score was booming to 800+ across the 3 credit bureaus. All negative items and inquiries were wiped off from my credit report and all late payment was marked as paid on time. To be sincere I really enjoyed their service, since my life I’ve never enjoyed an awesome service like that of PINNACLE CREDIT SPECIALIST. You can get them through their email: PINNACLECREDITSPECIALIST@GMAIL.COM
Shout out to PINNACLE CREDIT SPECIALIST for helping me achieve my goals of getting an excellent credit score and getting these collections off my credit report. I am 27. Got my first. Credit cards at 18... was approved for a car off of the Toyota lot 7 months later with no cosigner... Being young and dumb, I maxed out all of my cards and had to go through a rebuild process in 2018 which didn’t work out for me. At that time, I had late payments and collections. I was making a lot of money at the time and again, was spending stupidly. From then on, things only went downhill. Long story short my AMEX was charged off and still reports every month as a charge off. I needed help getting this off my credit because it has shot it down so much!!! Until I came across PINNACLE CREDIT SPECIALIST on this forum how they helped some members restore their credit. I quickly contacted them by email: PINNACLECREDITSPECIALIST@GMAIL.COM to my greatest surprise, within 6 days they helped me achieve my goals. I’m really grateful for their services. I sincerely recommend them.
ReplyDeleteI am 21 years old, and I graduated college in May 2023. When I started college, I didn't have the credit history to obtain a private student loan for tuition expenses, and I didn't know anyone who would co-sign for me -- and my parents weren't in the position to do so either. Having a decent job at the time, I had the 'bright idea' to obtain a personal loan through my credit union (Founders FCU in SC) to pay for my tuition expenses. Each year I borrowed a little more to pay for each semester -- the loan ended up reaching a whopping $10,000. My credit union also talked me into applying for a credit card -- which I did and had a limit of $5,000. My fall semester of college I lost the job I had throughout college, and having no income until my internship started the next summer, I wasn't able to make the payments and they eventually went into charge off status. Also, during my Junior year in college, my grandmother needed a loan for medical expenses, and her credit was not good enough to qualify on her own, I agreed to co-sign for her, which was dumb, I know. It was a smaller open line of credit ($2,500) at State Employees Credit Union in NC. Around 6 months in, she couldn't make the payments, so I paid it off for her. Unknown to me, she took out an advance on the line right before she passed, and I found out shortly after and was stuck with the bill, and that did not help with the fact that I had lost my job and was already drowning in debt that I could not pay. That account went into charged off status as well shortly after. I have been in a relationship for a couple years, we recently moved in together, and the struggle of being approved as a co-applicant due to my credit made me realize that I needed to get my credit back in shape. It's easy to give up and forget about it, but I know that in the next 3-5 years we will want to buy a house, and I don't want to be the one who makes it difficult because I haven't addressed my credit situation. I have attempted a settlement and payment arrangement with Founders FCU and they have surprisingly been very difficult to work with -- they will not settle and will not make a payment arrangement with me. They also told me that they have filed a judgement. The loan through Founders is still accruing interest as well, but the credit card is not. I got a secured loan through NFCU in March for $300 at a 6-month term, after that a friend of mine who is an attorney recommended PINNACLE CREDIT SPECIALIST to me, which I quickly contacted and explained my predicament to them. They gave me 100% assurance that they’ll bring my credit back to shape. Within 6 days they made my State Employees line of credit reporting as paid and some of my debts marked as paid which boosted my score to an excellent score. Mohela student loan no longer appears on my credit report. All thanks to PINNACLE CREDIT SPECIALIST for helping me gain my happiness back, I sincerely recommend them. Hit them up on email: PINNACLECREDITSPECIALIST@GMAIL.COM
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ReplyDeleteWanted to share my experience with PINNACLE CREDIT SPECIALIST. Back in April I left a dead-end salary job and I had 16k of debt across 5 cards. My scores had tanked from the 750 range to the low 500s. Got a new job in mid-April, and laid out a plan to pay off 1 card per month but my credit score didn’t increase. Working with a legit hacker is very rare until I came across PINNACLE CREDIT SPECIALIST on this forum about helping people to fix their credit report. So I gave him the job. To be sincere I was sceptical at first when he told me not to worry that they’re going to fix my credit first before I make payment for their service. He brought my credit report up to speed, increased my credit score to 811 and removed all the negative items. I'm so happy to put down this review to tell you about the good news. Go for the best hacker alive. Contact him by email: PINNACLECREDITSPECIALIST@GMAIL.COM
I was riding high enjoying my score when I got a collection notice for “Brightspeed” which I had never heard of for a little over $100. Long story short I found out that Brightspeed was a CenturyLink-a DSL provider that I ditched shortly after the consent of the Pandemic in favor of Comcast for the internet as video conferencing over DSL was impossible. Fast forward to three years later they came that I never paid my last bill or something to that effect. I got maybe two letters and a couple of phone calls and had intention on making them work for it by sending a dispute letter. Then I got busy and never did. I got an alert that my score had changed and when I logged in it felt like a punch. My credit report is full of flaws which also brought down my credit score. I needed a credit repair company to help me boost my score until a friend mentioned to me PINNACLE CREDIT SPECIALIST. I’m not good at telling stories but permit me to share my experience with PINNACLE CREDIT SPECIALIST, so I contacted PINNACLE I explained to him about all the negative items on my report with total debt. He said to me: Yes! I can fix it in 6 days! I was excited. I’m now excited that my credit score has been increased to 811 across the credit board, He went ahead to add positive trade lines to my report and cleared the debts I heard. Contact them via: PINNACLECREDITSPECIALIST@GMAIL.COM I’m saying all this here because I don’t think anyone deserves to miss the train; Or won’t you want to end the bad credit you got? Do let him know I referred you. Thanks
ReplyDeleteI had a 2 years personal unsecured loan with CU. I paid it off in 1.5 years. Here’s what happened with my credit scores when the account reported as paid and closed, perfect payment record. (nothing else changed, checked all reports on the annual credit report. FICO 8 scores dropped by 70 points from 680s to 610s. FICO 9 scores decreased, one 5 points. Vantage scores decreased 10-20 points. This is both a recommendation and an appreciation of the good job that PINNACLE CREDIT SPECIALIST did for me. After reading various testimonies on QUORA I decided to give them a trial. And believe me when I say they were up to the task as they cleared all negative items and inquiries from my report. My report is squeaky clean. My score is now 806 excellent. PINNACLE CREDIT SPECIALIST is my life saver, it’s almost like a miracle to me. Email: PINNACLECREDITSPECIALIST@GMAIL.COM to reach them.
ReplyDeleteDo you want to increase your FICO score? Do you want to pay off your credit card debt? I want to use this medium in appreciating PINNACLE CREDIT SPECIALIST for his good service. He raised my FICO score up to 811 excellent within 6 days and he also helped me pay off 2 America Express collections which now report as paid in full and for less than the original amount. He did exactly what he said he would. Don’t waste your time thinking about these issues. Contact him now for help: PINNACLECREDITSPECIALIST@GMAIL.COM
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Thank you PINNACLE CREDIT SPECIALIST. About 4 years ago I realized I needed to figure out how to recover from dad credit. Got a divorce and ex-husband didn’t pay for the house mortgage for a year (he was living in the house). Eventually, the house was sold as a short sale. My beginning scores when I found PINNACLE CREDIT SPECIALIST were the low 600’s (Experian) and high 500’s (Equifax and TransUnion) I paid for their rebuilding program. Slowly but surely, my score went up. Then I qualified to purchase a home. Lucky me cause if I had waited until September of 2020, I wouldn’t have been able to afford my present home. (purchased it for $430,000. It was recently assessed for $585,000. I lived in the Northeast). Today: I still check my credit EVERYDAY and my scores are now Equifax: 801; TransUnion: 809; and Experian: 811; I’m no longer afraid of going to the mailbox or checking my email. I’m no longer scared of answering the phone. I feel in control of my life and now guard my credit. I’m writing this for anyone who is going through it. I want you to know that you will get through this. I mean I did it while barely making ends meet. Getting a divorce, taking care of my daughter and working. Just contact PINNACLE CREDIT SPECIALIST and believe in them you’ll recover just as I did. Thank you to all in this forum who had such sage advice. Because of your sage advice, I have come so far. The journey was difficult and slow, but I’m here. You can reach them by email: PINNACLECREDITSPECIALIST@GMAIL.COM
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ReplyDeleteMonths ago I planted a seed here. My credit report was lit in red like a Christmas tree of nothing but bad checks. My goal at first was a 680 score, to qualify for a mortgage. That turned into 700…then 710…eventually I entered the 800 club. That 800 club then got me into the 800 teen club. Today I was notified that my Equifax passed the 800 teen club. 821! What was hard to qualify for a $500 credit card now makes it easy to get a $5000 credit card. What was hard to get a $1 credit line increase, makes it easy to get $1000. What was hard to get a lower credit card interest (that actually resulted in getting higher interest) now is easy to make and generally results in a lower rate. How I got to this point was from the help of PINNACLE CREDIT SPECIALIST and the help I received from this board. It takes time, effort and determination. The pay in the end is great. I don’t regret working with PINNACLE CREDIT SPECIALIST. When I started I wanted everything fixed overnight but he said no he has to go one bit at a time to avoid a trace. He started with what they know is easy and worked my credit up. That’s how I got here. His an angel in human form don’t fail to hit him up on email: PINNACLECREDITSPECIALIST@GMAIL.COM
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Have you guys ever checked out PINNACLE CREDIT SPECIALIST? I never knew that my credit is very bad due to hardship I have been facing and desperation. Luckily for me a friend introduced me to PINNACLE CREDIT SPECIALIST. He helped me raise my score 297 points and removed all my eviction on my credit report thereby giving me a state. I was able to apply for a credit card once again and I was able to get a loan for my business. His service is affordable, He’s the real deal. All thanks to PINNACLE CREDIT SPECIALIST. His email: PINNACLECREDITSPECIALIST@GMAIL.COM
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Working with a legit hacker is very rare until I came across DOVLY CREDIT SOLUTION on YouTube forum about helping people to fix their credit report. So I gave him the job, then he brought my credit report up to speed, increased my credit score to 811 and removed all the negative items. I'm so happy to put down this review to tell you about the good news. Go for the best hacker alive. Contact him on: DOVLYCREDITSOLUTION@GMAIL.COM
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I remember in 2023, my credit score was terrible, I had so many collection accounts and would not approve of anything. I had rental debt, charge offs, student loans, tax liens from my credit report. I was then introduced to DOVLY CREDIT SOLUTION by Michael Wayne who is my attorney. I immediately contacted them by email: DOVLYCREDITSOLUTION@GMAIL.COM / +1 713 396 5299. Within 9 days my credit score went up from 571 to 801 across the 3 credit bureaus and I’ve been able to get a home loan and eligible for several credit cards. I will always recommend DOVLY CREDIT SOLUTION to anyone who desires to have a better credit life. Cheers!
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Hi, I’m Darren. This is not a drill; there is a group of hackers called DOVLY CREDIT SOLUTION that can help sort all your credit issues. A high FICO score is very important and this company to the best of my knowledge understands how to make it happen, how do they do it? I don’t know but honestly, they did a great job of getting my credit score up to 806 excellent score. Not just that they also removed negative items on it and wrote some very positive ones. DOVLY CREDIT SOLUTION has done it for me and I want the word to know about them. Contact them by email: DOVLYCREDITSOLUTION@GMAIL.COM / TEXT +1 (713) 396-5299. Ciao!
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Hello everyone! Ok…I’ll try to shorten this as best I can. After many years of marriage, I finally got divorced about three years ago. My ex-wife had major spending issues. Both of us have very good jobs. She is a physician and I’m a pharmacist/software engineer. We are both high earners, but she spent like the money was endless. We had a $2 million home in Miami, new cars every couple years, and her credit card spending was out of control. It was to the point that she was racking my credit cards up as well. I finally decided enough was enough and I left. Moved to the other side of the country with extreme amounts of debt. In a two years period I paid off almost $240,000 of debt. Some of it had gone to collections, and some of it had not. But my credit score was in the toilet. I have been a software engineer for a long time. I had not practiced pharmacy in many years though I kept my license active. My software engineering has always been around pharmacy systems. So, I started working three jobs. Software engineer during the day, working as a pharmacist part time during the evenings and weekends, and doing telephonic patient counseling for medication. I was constantly tired. But paid off every penny of the debt I had including student loans. I owe no one anything now. The real problem was my credit score was in the mid-600s. That was equally embarrassing. I went a little crazy looking for hackers to help me increase my credit score until a colleague recommended DOVLY CREDIT SOLUTION to me. I quickly searched about them and discovered they had so many positive reviews that I quickly contacted them by email: DOVLYCREDITSOLUTION@GMAIL.COM / I also gave them a call +1 (713) 396-5299. They responded swiftly, and I explained my predicament to them, which they accepted to boost my credit score to an excellent score. To my greatest surprise after 9 days, I got a call from them by 7:00AM to confirm my current credit score, which I quickly logged into Credit Karma and discovered my score has been boosted to 800s across the credit bureaus. They also deleted all the collections and inquiries on my credit report. I have no regrets working with DOVLY CREDIT SOLUTION. Hit them up if you have any credit related issues. I’m now well qualified credit wise.
ReplyDeleteHi all! I’m 29 years old. My credit started to tank around 2021 when expenses were outpacing my income. I got a lot of loan offers and foolishly took them, adding more expenses to my income. Didn’t help that I was in a relationship with someone who I greatly outnumbered and took on the burden of the bills to seem fair. Won’t be doing that again. I had a lot of collections and charge-offs from personal loans and CCs. From looking at my Experian I had several charge-offs that became collections and few that didn’t. Which all brought down my credit score to a low 586 score. I needed advice on rebuilding my score back to 700s. DOVLY CREDIT SOLUTION came through for me, my credit report cleaned up with all negative entries removed; charge-ffs and collections wiped out. Now: Jan 2024 my score is Equifax 801| TransUnion 808| Experian 811. Yes, it feels good to have a worthy credit profile. I want to use this time to appreciate DOVLY CREDIT SOLUTION for bringing me out of a bad credit report that made my life miserable. My goal is to also obtain higher limits 5K-10K on CC which has finally been achieved. I’m happy to have come across DOVLY CREDIT SOLUTION here, you can contact them by email: DOVLYCREDITSOLUTION@GMAIL.COM Or text 1+ (713) 396 5299.
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Hello everyone, I’m Stephanie Wilson from Florida. My score was 598. After quick research of a hacker called PINNACLE CREDIT SPECIALIST with numerous recommendations and that which my girlfriend Tabitha explained about with positive reviews. I contacted him explaining my problem. Duly he came up with a resounding proposal and guaranteed to fix my credit. Today I got a score alert of 803!!! The last baddie was finally removed!!! A collection that I never owed to begin with. It's amazing now all thanks to PINNACLE CREDIT SPECIALIST. I strongly recommend him for your credit fix. PINNACLECREDITSPECIALIST@GMAIL.COM / +1 (409) 231-0041.
ReplyDeleteI’ve come to the point in my life where I realize the importance of having good credit. So, this year, when I received my tax return, I made it my goal to rebuild my credit. I’m very happy that I contacted PINNACLE CREDIT SPECIALIST. I had one credit card with a high balance, and it was through Synchrony Bank (PayPal credit card). I was always on time for payment but paid the minimum due monthly. I went from a balance of $700 to $515. Then, they lowered my CL from $900 to$530, putting me at a 97% credit utilization rate and lowering my score by over 10 points. I was extremely upset when I found out that my CL was lowered for no apparent reason. I decided to pay off the remaining balance. The synchrony Bank (PayPal CC) claimed that they lowered my credit limit because I didn’t own any real estate, but that wasn’t a requirement when I first opened the account in July 2023. My credit score was EX 585, EQ 580, TU 587 (Fico 8). My goal is to improve my credit score and maybe even push it over 700. Few days after I contacted PINNACLE CREDIT SPECIALIST, they increased my credit score to EX 811, EQ 806, TU 802 and improved my credit profile by removing charge offs, collections and inquiries. I sincerely acknowledge their relentless efforts and urge you to contact PINNACLE CREDIT SPECIALIST for any credit related issues. Contact info: PINNACLECREDITSPECIALIST@GMAIL.COM Or Call +1 (409) 231-0041.
ReplyDeleteYes, it feels good to have a worthy credit profile. I want to use this time to appreciate PINNACLE CREDIT SPECIALIST for bringing me out of bad credit report that made my life miserable, I had 2 months late actually, I missed the 3/20 payment entirely, and paid the 4/20 payment on 4/27, after the late hit my credit report. I woke up that morning and it had dropped-100 points. I needed to get rid of it from my report. PINNACLE CREDIT SPECIALIST came through for me, my credit report cleaned up with all negative entries removed, student loan, charge offs, collections wiped out including late payments were all marked as paid on time. My score is now 804. I’m happy to have read about PINNACLE CREDIT SPECIALIST here, you can contact him today via: PINNACLECREDITSPECIALIST@GMAIL.COM Or Text (409) 231-0041. They’re the best as far as credit repair is concerned.
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I’m gonna be lazy and try to explain as fast as possible. Long time ago I had a credit card, a cox account, a Verizon account and after I lost my job, they all went to collections and the cc account was closed making me lose my credit history. I went from 640 to 430. Fast forward today I’m at 803 with 2 credit cards and no debt. All thanks to PINNACLE CREDIT SPECIALIST who cleared all the debt on my credit profile and eventually raised my scores over 800ish across the three-credit bureaus. now my credit looks so good. Feel free to contact him via his email: PINNACLECREDITSPECIALIST@GMAIL.COM OR CALL +1 (409) 331 2269.
ReplyDeleteHi, my name is Edward Hadley. My credit was deeply a mess. I saw a few people praising PINNACLE CREDIT SPECIALIST. So, I got in touch with him immediately and he hinted me up with some few details, and increased my credit score to (TransUnion 794, Equifax 790, Experian 791) within 15 days. I had some Charge off, medical bills, credit card debt of $8k and inquiries which have been wiped off by Pinnacle Credit Specialist. I genuinely recommend him as the best credit specialist. Contact: PINNACLECREDITSPECISLIST@GMAIL.COM / +1 (409) 331 2269.
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I’m a 21-year-old part-time after-school teacher earning $600 biweekly. I had an $8,000 auto loan (17.9% interest, 6-year term, $200/month) and three maxed-out credit cards: Bank of America ($1,300), Best Buy ($2,000), and Amazon ($2,000). My credit score was 550, and I needed to qualify for an apartment. After reading a recommendation about Pinnacle Credit Specialist on a Reddit credit repair forum, I decided to contact them. They responded promptly and, within 15 days, cleared all negative items from my report, including my credit card debts, while adding a positive tradeline. My score increased to 779—an excellent result. I found Pinnacle to be efficient and effective, and I’d recommend them to anyone needing credit repair assistance. Hit him up by email:PINNACLECREDITSPECIALIST@GMAIL.COM / +1 (409) 331 2269
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I (54M) just got my new credit score, and I need a place to crow about it. It’s 712. I’m over 700 for the first time in my life thanks to PINNACLE CREDIT SPECIALIST. My credit score was in the crapper for decades. My wife and I finally went through bankruptcy about 14 years ago. As is usually the case, we started getting credit repair offers a couple years after the bankruptcy by credit repair companies. We were very selective, and careful about not overextending, life did what life does, and we had ups and downs. I lost my job when the company for which I worked closed, and the gig economy only did so much for me. I helped open a business with a partner and sold my final stake in that business two years ago. With these ups and downs, my credit score had taken a few hits since the bankruptcy, but my wife and I have focused on eliminating debts, paying things off early whenever possible but still didn’t help boost our scores. Earlier this year we contacted PINNACLE CREDIT SPECIALIST and explained our predicaments to him which he assured us of helping us. He gave us a list of software to purchase, and in the last two months we came up with the money and purchased them. A few days after they started our credit repair journey I started seeing some changes in my credit report. I’ve been watching my scores regularly, and started to get a lot of credit offers when my score got close to 670. Recently I was surprised when a company with which I hold an account suggested I apply for their gold card. Per the disclaimers, they reserved the right to either decline credit or giver a lower tier card (e.g. silver, standard). I was shocked when I was approved. It has the largest credit line I have ever been offered. That, in and of itself, is likely what pushed me over the threshold into the low 700s, since it significantly changed the ratio of balances held to credit available. I think I’m still in shock. If you’re struggling to build your credit, especially after a rough stretch or bankruptcy, know that Pinnacle Credit Specialist is always there for you. They’ll get you there so easily without stress. Hit him up by email: PINNACLECREDITSPECIALIST@GMAIL.COM OR CALL +1 (409) 331-2269.
ReplyDeleteI needed help I was involved in an accident on December 1st and I had to pay the medical bill by Jan 1st and my lawyer was handling all of the process and my medical bills and all that, my lawyer ensured that she will file the medical bills form by herself, and now when I check my credit score I have a collection on it for that hospital bill and it has dropped my scores to 569. I was so fucking pissed out, that motherfucking bill fucked me over. I read about PINNACLE CREDIT SPECIALIST on this platform, and I took the risk because I was scared of trusting a huge amount of money and my personal information to a total stranger, but I decided to give him a try. I’m marveled by the results I got afterwards. They deleted the medical bills from my report including other negative items and late payments. I now have an excellent score of EQ 801, EX 809 and TU 811. All this happened within 6 days. Contact: PINNACLECREDITSPECIALIST@GMAIL.COM or call +1 (409) 331-2269.
ReplyDeleteWonderful Information, I had credit scores of 491 (TransUnion) 519 (Equifax) and 528 (Experian) in March. I applied for a mortgage loan in April and was not approved because of my low FICO scores. I asked a few questions on Reddit about how I get my credit fixed. I got some many recommendations about PINNACLE CREDIT SPECIALIST. So, I contacted him to which he responded swiftly. I explained everything about my credit to him, but I was skeptical about releasing my funds to him which he said he can fix my credit when the job is done, I pay for their services, and I agreed to that. After three days I got a notification from Experian saying Congrats, your FICO Score went up. I quickly logged in to check. This dude raised my scores to 801 (TransUnion), 809 (Equifax) and 811 (Experian). All negative items on my credit report have been removed. No inquiries, no collections. I’m very grateful. I just got higher credit card offers. Pinnacle Credit Specialist is the greatest. Hit him up by email: PINNACLECREDITSPECIALIST@GMAIL.COM or call +1 (409) 331-2269. Don’t forget to mention I Brice referred you to him.
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ReplyDeleteI can't believe I'm here sharing this, but I just had to tell my story! Just a few months ago, I foolishly lost over $150k in Bitcoin to a fake investor I found online. It was an absolute nightmare, especially since a colleague of mine fell victim too. We were both feeling hopeless and defeated. Then, I confided in a close friend, who introduced me to an incredible team called JETWEBHACKERS. Skeptical but desperate, I reached out to them. To my amazement, they swiftly recovered my stolen digital assets, making what seemed impossible... possible! I can’t express what a relief it is to get my life back. If you're in doubt or struggling to recover your lost investments, don't hesitate to contact them! They have the expertise, tools, and commitment to help you reclaim your Bitcoin with integrity. I’m living proof that there’s hope beyond loss!
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When I first met PINNACLE CREDIT SPECIALIST, I was in the process of buying a Used Car, but after talking to him about my Credit we agreed to repair my credit. I am so glad I did, not only did I get a better credit score and bad credit removed, I was able to buy myself a brand-new Truck, not a Used one. I have never owned a New Vehicle in my Life. Thank you, Jesus, for putting Pinnacle Credit Specialist in my Life. I am referring everybody that I think needs help! Contact him by email: PINNACLECREDITSPECIALIST@GMAIL.COM or call +1 (409) 331-2269.
ReplyDeleteRight from the start, I contacted PINNACLE CREDIT SPECIALIST, the representative answered all my questions, and explained everything to me. I decided to go with the 14-days program, and it hasn't been up to 7 days yet, and already two collections have been removed. The entire staff has been very helpful, kind, and efficient. I was very skeptical, asked lots of questions, and they were very quick to respond no matter what time or day, I have questions or concerns. I am very happy with the progress they are making with repairing my credit. I highly recommend Pinnacle Credit Specialist, they are no nonsense, quality driven, and they get results really quick. This is a legit company, they do not make empty promises, and they back up what they say they are going to do. Thank you, I really appreciate it. Hit them up by email: PINNACLECREDITSPECIALIST@GMAIL.COM or call +1 (409) 331-2269.
ReplyDeleteCredit repair actually works, I didn’t know until I tried, I worked with a company my friend’s daughter referred to me and the result was surprisingly great, when I saw results I was like hmm this is quite interesting lol, they raised my credit score and cleaned up my credit report, they were very patient and walked me through the process one step before another, I enjoyed and didn’t regret working with them, for anyone else who might need their help reach out to them with the information below
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Hello everyone, I’m new here. I’m 23, in the navy now. It actually feels good to have a worthy credit profile. I want to use this time to appreciate PINNACLE CREDIT SPECIALIST for helping me out of a bad credit report that made my life miserable. I kind of ruined it when I was 18. My Experian score was 562, I had a loan of $4,848.12, yes, I know I suck at money but I’ve been doing a little better than how I was before so save the shit talking pls I’m trying lol. Anyways I also do have a collection of $621 and a closed loan from affirm for $886. I also had my first hard inquiry on August 21, 2025. I needed some honest advice and feedback about how I could fix my credit. Pinnacle Credit Specialist came through for me, my credit report cleaned up with all negative entries removed: hard inquiry and collections wiped out including $4,848.12 loan paid off. And my score is now 809. I’m happy to have them in my life. You can contact him today via email: PINNACLECREDITSPECIALIST@GMAIL.COM or call +1 (870) 228-0322.
ReplyDeleteSince using PINNACLE CREDIT SPECIALIST my credit has improved 110 points. They have been able to file disputes for all inaccuracies on all 3 of my credit reports and most have been amended in my favor. Pinnacle credit specialist is incredible and highly recommended. Email: pinnaclecreditspecialist@gmail.com or call +1 870-228-0322.
ReplyDeletePinnacle credit specialist provides a way for the little people to do big things when it comes to credit. I suggest anyone under a 700 for a credit score to invest their time in PINNACLE CREDIT SPECIALIST. Trust me it's worth it. Email: pinnaclecreditspecialist@gmail.com or text +1 (870) 228-0322.
ReplyDeleteHi all, first of all you have to note that not all of those out there who pose to be hackers are real and from my experience, this job doesn’t come so cheap. My credit score was in the 400 range; it took a hit due to me missing a student loan payment. I couldn’t get a credit card. I was denied three, even a secured credit card and I just don’t know what to do. In the process of trying to get my credit repaired I fell into a fake person who helped worsen my problem, he took over $9,000 in bits. This happened until I met this credit repair company known as FIVE STAR CREDIT SPECIALIST, they have the best hackers out there. Helped me fix my credit with just a little payment I made and I’m a lot happier now because my score moved from 400 to 800+ across the three credit bureaus. Thanks, FIVE STAR CREDIT SPECIALIST. Here is the contact to reach out to them: fivestarcreditspecialist@gmail.com or +1 (786) 600 4813.
ReplyDeleteI really enjoy doing business with FIVE STAR CREDIT SPECIALIST. I have been speaking to Kevin and he is always overly helpful when I call. Whenever I call in, I request to speak to him. I would definitely recommend FIVE STAR CREDIT SPECIALIST as their results are really effective on my 3 credit reports. I was skeptical at first but Five Star Credit Specialist does what they say. They really are thorough with cleaning up credit reports! Kevin reinforces that whenever I need to call in about something. Email: fivestarcreditspecialist@gmail.com or text +1 (786) 600-4813.
ReplyDeleteI rarely write reviews, but I honestly owe these guys everything. Two years ago, I was in a really dark place financially, back-to-back car accidents (neither my fault) left me out of work for months, medical bills piled up, and I fell behind on credit cards. I always paid when I could and even threw extra money at them, but it wasn’t enough. In desperation I signed up for one of those debt relief programs… biggest mistake ever. They told me to stop paying my cards so they could negotiate, then ghosted me. Every account got charged off. My score tanked to 499 and I had zero open cards left. I was getting denied everything, even basic apartments.
ReplyDeleteI posted my story on r/Credit begging for any hope, and a kind stranger told me to reach out to Pinnacle Credit Specialist. I was beyond skeptical (felt like I’d already been burned by every credit repair scam out there), but I had nothing to lose.
I emailed PINNACLECREDITSPECIALIST@GMAIL.COM and called +1 (201) 605 9008 the same day. They got back to me literally within an hour, explained everything upfront (no shady fees, no crazy promises), and made the process stupidly simple on my end.
In less than 4 weeks they:
Got every single charge-off removed
Deleted all the late payments and collections tied to that awful debt program
Raised my score from 499 to 805 (yes, EIGHT HUNDRED AND FIVE)
Helped me get approved for two unsecured cards to start rebuilding positive history
Because of them I just signed a lease on a beautiful new apartment without a cosigner or double deposit. For the first time in years, I feel like I can breathe again.
If you’re drowning in bad credit and feel like there’s no way out, please, please contact Pinnacle Credit Specialist. They are 100% legit, insanely fast, and actually care. I wish I could hug every person on their team.
Email: PINNACLECREDITSPECIALIST@GMAIL.COM
Phone: +1 (201) 605 9008
Thank you from the bottom of my heart. You gave me my life back. 🙏❤️
I’m still in shock typing this. On February 16, 2025, my score suddenly crashed more than 190 points overnight from low-800s all the way down to 611 because of a bogus 90-day late on my federal student loans. The loans had been with Great Lakes, got transferred to Nelnet, and were paused during COVID. Somehow Nelnet never updated my address and kept mailing statements to an old place. I never saw them, never knew payments restarted, and boom reported 90 days late.
ReplyDeleteI called Nelnet repeatedly, begged, explained the COVID pause mess and they basically said “not our problem, you should’ve updated your address.” Even my CFPB complaint came back denied. I thought I was screwed for years.
Posted my story on myFICO® Forums completely defeated, and someone in the comments said “Reach out to Pinnacle Credit Specialist they fixed the exact same thing for me.” I was super skeptical (felt like every “credit repair” place was a scam), but I was desperate.
Emailed PINNACLECREDITSPECIALIST@GMAIL.COM and called +1 (201) 605-9008 the same day. They responded in under 2 hours, explained everything clearly, no pressure, no insane upfront fees.
In exactly 30 days they: Got the 90-day late permanently deleted from all three bureaus, removed every trace of the derogatory mark, Boosted my scores to 836 Equifax, 841 TransUnion, 837 Experian
I just pulled fresh reports today to confirm the late is GONE. My scores are actually higher than they were before the drop.
If you’re dealing with inaccurate student loan lates, Nelnet nonsense, or any unfair derogatory marks please don’t waste months fighting the bureaus and servicers yourself. Pinnacle knows exactly what to do and they move fast.
Email: PINNACLECREDITSPECIALIST@GMAIL.COM
Phone: +1 (201) 605-9008
Forever grateful. I’m posting this far and wide so others don’t have to suffer like I did.
I’m the guy who posted “Help please” here about 2 weeks ago with a 483 score and two charged-off credit cards totaling $2,500. I was in a rough spot financially for over a year, couldn’t pay, and both accounts got charged off. My score was bad and I couldn’t get approved for anything. I was planning to save up and pay the $2,500 in full within 3 months, but everyone kept saying even paying them wouldn’t remove the charge-offs and my score would stay low forever. Someone in the comments told me to contact Five Star Credit Specialist before I paid a single penny. I thought it sounded too good to be true (especially after reading “charge-offs almost never get removed”), but I had nothing to fear about. I emailed FIVESTARCREDITSPECIALIST@GMAIL.COM and called +1 (786) 600-4813. They got back to me the same day, explained everything clearly, and started working immediately. Within 6 days they: Permanently removed both charge-offs from all three bureaus, deleted all related late payments and derogatory marks and raised my score from 483 to 800+ across the board (currently sitting at 811 Equifax, 805 TransUnion, 818 Experian) I still paid off the original $2,500 (now showing as $0 balance and deleted), but the charge-offs are completely gone like they never existed. I’ve already been approved for two new unsecured cards with decent limits to keep building positive history. If you have charge-offs and feel completely stuck, please don’t wait 7 years and don’t just “pay and pray.” Reach out to Five Star Credit Specialist. They are legit, fast, professional, and actually deliver. The guy with the 483 score and $2,500 in charge-offs now has 800+ credit score. I owe them everything. Thank you, Five Star Credit Specialist.
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